Key Benefits

To assist you in selecting the right level of cover, below is a list of just some of the benefits provided with Zurich's motor insurance policies. If you would like more information, please call 1850 444 500 to speak with one of our agents who will be happy to answer any of your queries.

Great Value & Discounts		Comprehensive	Third Party Fire & Theft
No Claims Discount of up to 55% Enjoy up to 55% off your premium in No Claims Discount.		Yes	Yes
Full Bonus Protection Full Bonus Protection available as optional extra, which means you get to keep your bonus even if you make a claim.		Optional	Optional
Free Fire & Theft Protection Your No Claims Bonus will not be stepped back if you make one fire or theft claim.		Yes	Yes
Superior Personal Effects cover up to €400 Protect your personal belongings e.g. handbag, clothing, sports equipment and childcare accessories with our Superior Personal Effects Cover of up to €400.		Yes	Not Available
Windscreen Cover Our extensive Windscreen cover takes the hassle out of getting your damaged vehicle glass fixed.		Yes	Optional
Peace of mind		Comprehensive	Third Party Fire & Theft
24 Hour Emergency Helpline and Claims Line		Yes	Yes
Free 24 Hour Breakdown Assistance including puncture & refuelling assistance (available in the Republic of Ireland and Northern Ireland).		Yes	Not Available
Like for like Courtesy Car Get a replacement car of up to 1800cc for a maximum of 10 days if your car is stolen and not recovered or being repaired by our repairers.		Yes	Available in the case of fire and/or theft
New for Old Replacement Car If your car is written off or stolen and not recovered within a year of registration, we'll give you a brand new one.*		Yes	Not Available
Driving Other Cars Enjoy third party cover while driving other private cars.		Yes	Yes
Personal Accident Benefits If you're involved in an accident, be entitled to up to €2,600 in personal accident benefits.		Yes	Not Available
Additional benefits		Comprehensive	Third Party Fire & Theft
Foreign Travel Cover You are covered to drive your car anywhere in the EU for up to 60 days.		Yes	Yes
Refunds for drivers who pass their driving test mid-term If you or any named drivers on your policy pass their driving test during the year of insurance, we will issue a premium refund.		Yes	Yes

*only applicable if your car is stolen and not recovered or damaged to an extent of greater than 60% of the manufacturer's list price at time of change.

Please note that this is only a guide and does not include all the details on policy cover, limits and terms and conditions. Please refer to the policy document for full details of your policy cover. Please also note that each cover can however, be varied by subsequent endorsements.