Homeowners
If you own and live in your home, it makes sense that you would want to protect it against any potential loss or damage. Zurich’s home insurance for homeowners features many great benefits:
Homeowners insurance benefits
Fire brigade:
Charges covered up to €2,000.
Fraud:
Debit and credit card fraud cover up to €800.
Extended cover:
Contents cover automatically increased by 10% for weddings and at Christmas at no extra cost.
Visitors' belongings:
Cover for visitors belongings up to €800.
Alternative accommodation:
Cover if you need to move out while repair works take place, up to 20% of the sums insured.
Freezer contents:
Unlimited cover for deterioration of stock in deep freezer.
New for old cover:
If a repair isn’t possible we will provide you with a new item.
Replacement locks:
Cover for replacement locks up to €700 if keys are stolen.
Leaks:
Cover up to €750 for finding a water or oil leak.
Home office equipment:
Cover up to €4,000.
Loss of oil or water:
covered up to €1,000.
Clean up expenses:
Expenses for clean-up of water or escape of oil.
Plumbing:
Cover for blockage of sewer pipes.
Public liability:
Cover up to €1.3m
Domestic employees:
Liability cover up to €2.6m.
Fatal accident:
Benefit up to €3,250.
Title Deeds:
Cover up to €650.
Personal money:
Covered up to €400.
Aerials, fittings and masts:
Up to €650.
Garden:
Cover up to €750 for contents in the garden.
Renters
We recognise that if you are a tenant renting a property, you will want to be confident that your possessions are protected. That’s why our renters’ contents insurance provides:
Renters insurance benefits
Online savings:
Save up to 10%* when you get a quote and purchase your insurance online.
Additional savings:
If you have 4 years or more claims free.
If you have another Zurich policy.
If you have a working burglar alarm.
If your home has a BER rating of A or B.
Free 24/7 Home Emergency Assist:
Up to 4 call-outs with €300 limit per call-out.
Personal possessions:
Cover for loss or damage to certain personal possessions carried outside of the home up to €2,000 (single item limit €750).
Fire brigade:
Charges covered up to €2,000.
Fraud:
Debit and credit card fraud cover up to €800
Extended cover:
Contents cover automatically increased by 10% for weddings and at Christmas at no extra cost.
Visitors' belongings:
Cover for visitors belongings up to €800.
Alternative accommodation:
Cover if you need to move out while repair works take place, up to 20% of the sums insured.
Freezer contents:
Unlimited cover for deterioration of stock in deep freezer.
New for old cover:
If a repair isn’t possible we will provide you with a new item.
Replacement locks:
Cover for replacement locks up to €700 if keys are stolen.
Leaks:
Cover up to €750 for finding a water or oil leak.
Home office equipment:
Cover up to €4,000.
Loss of oil or water:
covered up to €1,000.
Clean up expenses:
Expenses for clean-up of water or escape of oil.
Plumbing:
Cover for blockage of sewer pipes.
Public liability:
Cover up to €1.3m
Domestic employees:
Liability cover up to €2.6m.
Fatal accident:
Benefit up to €3,250.
Title Deeds:
Cover up to €650.
Personal money:
Covered up to €400.
Aerials, fittings and masts:
Up to €650.
Garden:
Cover up to €750 for contents in the garden.
Holiday home
Your holiday home is where you go to relax and have a good time. You don’t want to be worrying about whether or not you have enough cover for your property. That’s why we have come up with some great benefits including:
Holiday home insurance benefits
Additional savings:
If you have 4 years or more claims free.
If you have another Zurich policy.
If you have a working burglar alarm.
If your home has a BER rating of A or B.
Free 24/7 Home Emergency Assist:
Up to 4 call-outs with €300 limit per call-out.
Fire brigade:
Charges covered up to €2,000.
Fraud:
Debit and credit card fraud cover up to €800.
New for old cover:
If a repair isn’t possible we will provide you with a new item.
Replacement locks:
Cover for replacement locks up to €700 if keys are stolen.
Leaks:
Cover up to €750 for finding a water or oil leak.
Home office equipment:
Cover up to €4,000.
Loss of oil or water:
Covered up to €1,000.
Clean up expenses:
Expenses for clean-up of water or escape of oil.
Plumbing:
Cover for blockage of sewer pipes.
Public liability:
Cover up to €1.3m.
Domestic employees:
Liability cover up to €2.6m.
Fatal accident:
Benefit up to €3,250.
Title Deeds:
Cover up to €650.
Personal money:
Covered up to €400.
Aerials, fittings and masts:
Up to €650.
Garden:
Cover up to €750 for contents in the garden.
Investment property
If you’re a landlord, you’ve made the decision to invest in property so it’s important to invest in the right insurance that will protect your investment should something happen. We understand the importance of protecting your source of income and we have landlord insurance that includes:
Investment property insurance benefits
Online savings:
Save up to 10%* when you get a quote and purchase your insurance online.
Additional savings:
If you have 4 years or more claims free.
If you have another Zurich policy.
If you have a working burglar alarm.
If your home has a BER rating of A or B.
Free 24/7 Home Emergency Assist:
Up to 4 call-outs with €300 limit per call-out.
Fire brigade:
Charges covered up to €2,000.
New for old cover:
If a repair isn’t possible we will provide you with a new item.
Replacement locks:
Cover for replacement locks up to €700 if keys are stolen.
Rental income:
Cover for loss of rent following a claim up to 20% of the sums insured.
Leaks:
Cover up to €750 for finding a water or oil leak.
Home office equipment:
Cover up to €4,000.
Loss of oil or water:
Covered up to €1,000.
Clean up expenses:
Expenses for clean-up of water or escape of oil.
Plumbing:
Cover for blockage of sewer pipes.
Public liability:
Cover up to €1.3m.
Domestic employees:
Liability cover up to €2.6m.
Fatal accident:
Benefit up to €3,250.
Title Deeds:
Cover up to €650.
Personal money:
Covered up to €400.
Aerials, fittings and masts:
Up to €650.
Garden:
Cover up to €750 for contents in the garden.
Downloads
Terms and conditions will apply to the cover(s) provided, full details of which are contained in your policy booklet. The information on this page relates to Home Insurance policies purchased directly from Zurich, with policy number starting with 01-PPZ. If you have a query on your level of cover, please call us in Wexford on 0818 400 700 or 053 915 7775.
*Save up to 4% with the 'Protect' promocode discount and up to a further 10% discount when you get an online quote and buy a new home insurance policy online from Zurich. Simply enter ‘Protect’ in the promotional code box when you get your online home quote. This offer is available to new customers in the first year only and not available to existing Zurich home insurance customers. We offer an additional 5% discount on your home insurance if you have an existing insurance policy with Zurich. We also offer a minimum additional discount of 10% if you have been claims free for 4 years or more. Offer is valid until 30th June 2024. This offer cannot be used in conjunction with any other Zurich home insurance offer. All premiums including discounts are subject to the minimum premium. Discounts do not apply to optional add-ons.